Loan Calculators
United Southern Bank offers competitive rates on consumer loans and mortgages. Download a loan application and bring in to any United Southern Bank location.
AUTO LOAN
Calculate monthly auto loan payments based on the total vehicle purchase price or calculate total purchase price based on a desired monthly payment. The Auto Loan Calculator shows how different loan terms or down payments can affect the monthly payment.
BUY VS. LEASE
Compare an auto loan to an auto lease by calculating the monthly payments and net cost for each. The Buy vs. Lease Calculator accounts for auto depreciation, security deposits and more.
SIMPLE CALCULATOR
Calculate monthly loan payments based on amount borrowed, length of term, and interest rate. Or, calculate the total loan amount based on a desired monthly payment. The Simple Loan Calculator displays results for principal balances by payment, total of all payments made, and total interest paid.
PAYMENT OPTIONS
Compare loan amounts and monthly payments for a fixed-term loan or a credit line. The Payment Options Calculator also displays total of all payments made, total interest paid, and a graph of principal balances by payment.
LOAN COMPARISON
View a side-by-side comparison of monthly payments and APR for up to three loans. The Loan Comparison Calculator factors in costs and fees in addition to loan amounts and interest rates.
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What We Offer
Check balances, transfer funds and review account activity from your cell phone
Checking, savings, CDs, and IRAs with a variety of options to fit your lifestyle
Accounts and services designed to help keep your business running smoothly
A full range of bank services, from safe deposit boxes to cash management
Key tools to help you pay off debt, plan for retirement and keep your finances on track
The USB Difference
“Large enough to serve you, yet small enough to know you.” We’re a modern bank with a hometown heart, locally owned and specializing in the financial needs of individuals and businesses in small communities.
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