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  • Beware of offers that seem too good to be true. Con artists often pose as charities or business people offering jobs, rewards or other “opportunities.” They hope that trusting souls will send cash or checks, provide SSNs or credit card numbers, or wire money from a bank account.

  • Be extremely suspicious of any offer that involves “easy money” or “quick fixes.” Be careful if you’re being pressured to make a quick decision and you’re asked to send money or provide bank account information before you receive anything in return. Also beware of any transaction for which you receive a cashier’s check made out for more money than the amount due to you with a request to wire back the difference — you could lose a lot of money if the check is fraudulent.

To learn more about Internet security, go to our brochure: You Can Fight Identity Theft

To protect against an array of scams, go to the Federal Trade Commission’s consumer information Web site at


Important Update: Changes in FDIC Deposit Insurance CoverageThe FDIC deposit insurance rules have undergone a series of changes starting in the fall of 2008. As a result, certain previously published information related to FDIC insurance coverage may not reflect the current rules. For details about the recent changes, visit Changes in FDIC Deposit Insurance Coverage. For more information about FDIC insurance, go to or call toll-free 1-877-ASK-FDIC (1-877-275-3342). For the hearing-impaired, the number is 1-800-925-4618.


– All above information taken directly from The Federal Deposit Insurance Corporation website,

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