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Personal Checking Accounts

Personal Savings Accounts
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Personal Checking Accounts

Regular Checking

A checking account for individuals who maintain a minimum $700 checking balance.

Fee based on minimum daily balance
$700 and up...no charge
$500-$699.....$5.00
$300-$499.....$6.00
$100-$299.....$7.00
$99 or less.....$8.00

-Minimum opening deposit - $100

-Unlimited check writing

-Free ATM card or VISA CHECKCard(with approval)

-Free Internet Banking       
                                                             


Club Checking

A wide variety of value added services for a low monthly fee.

Provides accidental death insurance policy, travelers checks, cashiers checks, notary service,and photocopy service with no charge. Free standard club checks.

Fees:
Standard..........................................$8.00 per month
---($10,000 accidental death insurance per account)
Double.............................................$9.00 per month
---($20,000 accidental death insurance per account)
Family..............................................$10.00 per month
---($30,000 accidental death insurance for members per account, $2,500 per child)

-Minimum opening deposit - $100

-Unlimited check writing

-Free ATM card or VISA CHECKCard (with approval)

-Free Internet Banking

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55+ Account

Customers age 55 and over enjoy the same benefits of Club checking at a discounted rate! (Must notify bank of age.)

Standard Plan...$6.00 per month
Double Plan......$7.00 per month
Family Plan.......$8.00 per month

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Student Checking

Full-time students age 23 and under receive unlimited check writing with no monthly fee. (Must notify bank of age.)

-Minimum opening deposit - $100

-No monthly fee

-Unlimited check writing

-Free ATM card or VISA CHECKCard (with approval)

-Free Internet Banking

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Senior Checking

Customers age 65 and over receive unlimited check writing with no monthly fee.

-Minimum opening deposit - $100

-No monthly fee

-Unlimited check writing

-Free ATM card or VISA CHECKcard (with approval)

-Free Internet Banking

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NOW Account

An interest-bearing account with unlimited check writing.

-$10.00 monthly fee waived when maintaining a minimum daily balance of $1,000

-Unlimited check writing

-Free ATM card or VISA CHECKCard (with approval)

-Interest rates quoted weekly

-Free Internet Banking

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Market Funds Account

Enjoy the benefits of a savings account with the convenience of check writing!

-$15.00 monthly fee waived when maintaining a minimum daily balance of $1,000

-Check writing - up to 24 checks per month. Each additional check $0.75.

-Free ATM card or VISA CHECKCard (with approval)

-Interest rates quoted weekly

-Free Internet Banking

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Green Account

An account perfect for those who write few checks! 

-No monthly fee

-ATM/Debit card usage only

-Online statements only

-Check/paper debit presented on account - $1.00 each

-Minimum opening deposit - $100

 

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