CDs and IRAs
CERTIFICATES OF DEPOSIT/CDS
Certificates of Deposit with premium CD rates and flexible terms
- Terms available from 7 days to 5 years
- Interest rates quoted weekly
- Minimum opening deposit: $500
INDIVIDUAL RETIREMENT ACCOUNTS/ TRADITIONAL IRAS AND ROTH IRAS
Depending on your eligibility to participate in another retirement plan and your adjusted gross income, an IRA may reduce your tax liability. Consult your tax advisor.
- Terms available from 182 days to 4 years
- Fixed or variable rates
- Interest rates quoted weekly
- Minimum opening deposit: $500
Will you have enough to retire? Use our Retirement Planner Calculator to estimate your retirement savings balance and annual retirement withdrawal amounts.
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What We Offer
Check balances, transfer funds and review account activity from your cell phone
Checking, savings, CDs, and IRAs with a variety of options to fit your lifestyle
Accounts and services designed to help keep your business running smoothly
A full range of bank services, from safe deposit boxes to cash management
Key tools to help you pay off debt, plan for retirement and keep your finances on track
The USB Difference
“Large enough to serve you, yet small enough to know you.” We’re a modern bank with a hometown heart, locally owned and specializing in the financial needs of individuals and businesses in small communities.
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