About Us

United Southern Bank is a community bank serving Hopkinsville, KY, and the surrounding Christian and Todd County areas.

usb-building-relationships-finalOur Mission

USB empowers and encourages employees to build relationships and provide service that exceeds customers’ expectations.

Our Vision

Striving to be YOUR foundation for financial success.

Our Values

Solutions – Ownership, innovation, and accountability
People – Recognition, appreciation, and development
Enthusiasm – Positive attitude, eagerness, ambition, passion
Collaboration – Harmony, unity, inclusion, cohesiveness, and commitment.


We’re a modern bank with a hometown heart, locally owned and specializing in the financial needs of individuals and businesses in small communities.

United Southern Bank offers a range of banking services to meet today’s financial needs, from Personal Checking and Savings Accounts to Individual Retirement Accounts (IRAs) to Mortgage Loans with competitive rates. We also offer an array of business services including Commercial Checking, Business Savings Accounts, and Cash Management. Our internet banking with online bill pay lets you manage your accounts safely and securely on the Web, while Mobile Banking allows on-the-go access right from your cell phone.

Our owners, directors, and employees are all members of the local community who understand the unique opportunities and challenges of the area. We are dedicated to being a good neighbor, donating both time and financial resources to many local charities, school organizations, and community development groups.

Whether you do business with a mouse click or a handshake, United Southern Bank is dedicated to the highest quality customer service. We want to know you by name, not by number. So call, click or come in today, and let us know how we can serve you.

Board of Directors

Patrick Sholar, Chairman of the Board, Chad Hampton, Vice Chairman, Billy Bingham, Walter Cummings, Paul Hampton, Robert Latham, Max McCuiston, Ann Osborn, Gayla Shanks, Doug Willen.


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United Southern Bank