Personal Credit Cards

You Choose How You Want to be Rewarded.

Choose the credit card that gives you the best combination of rewards and options. No matter which rewards you choose, 100 points is work $1 in redemption value.

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Enjoy A Longer Intro Rate

VISA® Platinum Card


Save on interest with an extended introductory rate and pay down other credit card balances faster.

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Cash Back Rewards

Cash Rewards American Express® Card

Earn cash back every time you use your card: 3% on gas, 2% at supermarkets, and 1% on all other eligible net purchases, plus $25 cash back1after your first purchase.

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All Purpose Rewards

VISA® Real Rewards Card


  • Watch your rewards add up fast with 1.5 points monthly for every $1 you spend on eligible net purchases.
  • No caps or limits on the number of points you can earn.
  • 2,500 bonus reward points awarded after 3 first purchase.

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Premier Rewards American Express® Card

Earn great rewards faster with 4X reward earnings on restaurant purchases, 3X reward earnings on airline net purchases, 2x reward earnings on net gas purchases, and 1X reward earnings on all other eligible net purchases.

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Open our brochure for more information.

Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.
Late payments and going over the credit limit may damage your credit history.
The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.
United Southern Bank