Home Mortgage Services

What do you need to apply? (USB Loan Checklist)

United Southern Bank offers Home Mortgage Services…

When finding the right home and the right mortgage helps set a solid foundation for successful homeownership. At USB we have the mortgage tools, information and expertise to help you with the decisions you need to make along the way.

USB’s Commitment…

USB is committed to providing you the best financing options for your home. Together with our partnerships for secondary market and our attractive in-house mortgage solutions, we have the loan that will fit your needs! We build trust by making certain our clients understand the costs, options, and the process. There will never be any closing table surprises.

Quick Closing Times…

Our commitment is to work with you, taking you through the mortgage process in a timely manner and getting your loan closed without delay. From beginning to end, our Mortgage Specialists will set the bar high with upfront expectations that will lead to success.

Our Mortgage Specialists…

Our mortgage specialists are your local bank representatives! They live and work in your community and know your area, your history and you! Our mortgage specialists are mobile and available to all USB office locations!

Meet our Mortgage Specialists (USB Mortgage Specialists)

USB Offers…

Purchase Loans:

Secondary Market Conventional/Government Loans…

Refinance Loans:

What you need to apply? (USB Loan Checklist)


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What We Offer

Mobile Banking

Check balances, transfer funds and review account activity from your cell phone

Personal Banking

Checking, savings, CDs, and IRAs with a variety of options to fit your lifestyle

Business Banking

Accounts and services designed to help keep your business running smoothly


A full range of bank services, from safe deposit boxes to cash management


Key tools to help you pay off debt, plan for retirement and keep your finances on track

The USB Difference

“Life keeps you busy... We make it a little easier...”

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