Home Mortgage Services
United Southern Bank offers Home Mortgage Services!
Finding the right home and the right mortgage helps set a solid foundation for successful homeownership. At USB we have the mortgage tools, information and expertise to help you with the decisions you need to make along the way.
- 15, 20, and 30 year conventional fixed rate mortgages
- Market competitive interest rates and closing costs
- Purchases with a minimum down payment of 5% for qualified buyers
- Refinances allowing debt consolidation cash back
- Refinances that allow closing costs to be financed into the final loan amount
- Mortgage specialist that is mobile and available to all USB branches
What you need to apply (USB Loan Checklist)
Meet our Mortgage Specialist…..
Cindy Howard Law recently joined United Southern Bank in December 2013 as a Home Mortgage Lender. Prior to joining USB, Cindy worked in asset management with several local and national clients and assisted with all facets of personal finance from financial planning to residential lending. Cindy also taught financial planning and personal finance to high school students in the Clarksville school district for 8 years before transitioning back into residential lending and client financial services.
Cindy earned her Bachelor’s degree in Business Administration from the University of Kentucky. Cindy and her husband, Trent, reside in Elkton with their three boys, Dylan, Cameron, and Evan.
Online Banking Login
What We Offer
A variety of traditional, alternative, and other innovative products and services in a personal, low-pressure environment.
The USB Difference
“Life keeps you busy... We make it a little easier...”