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Coronavirus Update

Update 5/13/2020:   USB is following Governor Beshear’s approach to Healthy at Work plan. Please ensure to follow guidelines at each branch when you enter the lobbies. You can bank with…Read More »

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CDs and IRAs

CERTIFICATES OF DEPOSIT/CDS

Certificates of Deposit with premium CD rates and flexible terms

  • Terms available from 7 days to 5 years
  • Interest rates quoted weekly
  • Minimum opening deposit:  $500

 

INDIVIDUAL RETIREMENT ACCOUNTS/ TRADITIONAL IRAS AND ROTH IRAS

Depending on your eligibility to participate in another retirement plan and your adjusted gross income, an IRA may reduce your tax liability. Consult your tax advisor.

  • Terms available from 182 days to 4 years
  • Fixed or variable rates
  • Interest rates quoted weekly
  • Minimum opening deposit:  $500

 

Will you have enough to retire? Use our Retirement Planner Calculator to estimate your retirement savings balance and annual retirement withdrawal amounts.