Free Services at USB

Save time and your sanity with all of the FREE services we offer to make your life easier.


Take advantage of our free services that will help you save time and your sanity.

Free services include:

Snap!App Mobile App

  • Allows you to access online bank accounts, recent transactions, and even transfer funds.
  • Pay bills directly from the app.
  • Lost or misplaced your card? Turn it off in the app and reactivate it if you find it.
  • Track spending, capture pictures of receipts, & attach to debit charges.

Learn more »

P2P Payments

  • Person to Person Payments allows users to send one another money from their mobile device through a linked USB bank account.
  • Sent via text message or email.
  • The recipient can bank at any bank within the continental United States.
  • Convenient, free feature of the Snap!App.
  • Makes splitting a check much easier
  • No need to write personal checks to friends and family.

Transfers to Cover Overdrafts

  • Avoid overdraft fees by connecting your personal line of credit, other checking, or savings account to your checking account.
  • If posted transactions put your account in the negative, then transfers in increments of $50 are automatically transferred to your checking account to cover the shortage.
  • No additional fee for automatic transfers -regular savings withdrawal fees may apply
  • Free enrollment is required.

VISA Check Card

  • Make purchases anywhere VISA is accepted
  • Fraud monitoring to help detect & protect against ATM/debit card fraud. 
  • Link to digital wallets:
    • Google Pay
    • Apple Pay
    • and more!

Learn more »

Good Cents Savings

  • Round up debit card purchases to the next whole dollar amount & automatically deposit the difference into another savings, checking, or club account!
  • No fee!

Online Banking

  • Convenient & secure access to your USB accounts.
  • View account balances and detailed transaction history.
  • Pay your bills online.

Learn more »

Online Bill Pay

  • Pay anyone or any company through your online bank account.
  • It’s convenient, secure, and easy to use.

Learn more »




We hope you already take advantage of one, if not more of these free services offered at USB as our staff is committed to making your banking experience with us as easy as possible.

Call us at 270-885-0056 with any questions!

United Southern Bank