USB Board of Directors

In light of the news around Silicon Valley Bank, we want to encourage our communities to #BankLocally! United Southern Bank is affiliated with a national association of community banks, Independent Community Bankers of America (ICBA). We have included the important and informative statement that the ICBA released on their social media below:

In light of the news around Silicon Valley Bank and consequent customer concerns, community banks across this country are reminding consumers that they are in the best position to support customers and small businesses. #BankLocally is as important as ever.
✅ Community banks remain well capitalized and well positioned to continue to serve our customers and community.
✅ Community banks have always been focused on safety and soundness as part of our traditional and relationship-based business model.
✅ This unique banker access is what makes community banks different and an asset to those they serve. Customers often know the President/CEO of a community bank and can reach out with questions or concerns.
✅ Nobody has ever lost a dime of FDIC-insured deposits up to $250,000.
✅ For customers that have questions about whether additional insurance coverage is needed, community banks stand ready and prepared to assist.
USB’s President & CEO, Billy Bingham, stated “United Southern Bank is as strong and well managed as it ever has been. We know our customers and we know who we are lending to. USB is here to help and support our customers for the long term.” Bingham has encouraged customers to reach out to him directly at 270-885-0056 if they have any questions regarding United Southern Bank.
At USB, we strive to help our customers protect their money. Visit the highlighted FDIC website link to determine how you can strategically structure deposit accounts to obtain maximum FDIC insurance coverage.

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