Check your balance, make transfers, review account activity and more – all from your mobile device!
Smartphones and mobile devices have become essential to everyday life, and United Southern Bank is pleased to have a convenient tool to help simplify your banking needs.
We took into account all of the services that our customers need and use and integrated them into an easy to use app designed to optimize a smartphone’s capabilities for banking.
With Snap!App your mobile banking will never be the same. After you download the app, all you have to do is setup and verify your account. The only thing you will need in order to help set up Snap!App is your current online banking information. Once your account is linked to your Snap!App you will be able to see the information in your online banking accounts, your recent transactions, and even transfer funds.
Note: If you are new to internet banking, you will be required to answer credit related questions to verify you and your account before using your new mobile banking app.
Some of the newest features include:
- mobile card deactivation
If you lose or misplace your United Southern Bank card, you can deactivate your debit card directly from your mobile device. No need to call USB, you will have the power! Once you find your lost card, reactivating it is as simple as pressing a button.
- remote check deposits
Once you have Snap!App you will be able to deposit checks into your account directly from your phone simply by taking a photo and uploading it to the app.** Once you have opened the USB app, select deposits. From the deposits page, you select the account you want to deposit to, snap a photo of the front and back of the check being deposited using the built-in photo feature, confirm the amount and submit. All checks must be endorsed “For Mobile Deposit Only at USB” then include your signature and account number on the back of the check.
**Deposits are subject to review and may not be immediately available.
- temporarily raise your debit card spending limit
By selecting the Manage cards option, you can click on the card image and then temporarily raise your spending limit to the lesser of $2500 or your current available balance for a 30 minute period. After this time expires, the card will return to your normal spending limit.
- travel notifications
Within the manage card section, you can inform us when you are traveling to help us make better decisions while protecting your card. Otherwise, we might deny purchases you make as abnormal activity for your account.
- view end of year tax documents and official statements
By selecting documents you may view account statements and end of year tax documents.
Your capabilities with the Snap!App also include some of these favorites
- Checking balances
- Viewing account deposits and withdrawals including photos of checks
- Moving money between accounts
- Locating the nearest branch
- Tracking spending- capture pictures of receipts & attach to debit charges
- Utilizing our quick pay to exterior accounts
- Using bill pay
- Person to Person payments
Download Snap!App to your device: United Southern Bank-KY
Already enrolled in mobile banking?
To sign up for mobile banking, visit any of our branches or