Business and Agriculture Loans

United Southern Bank believes in small business. That is the cornerstone of our bank, we are a small business partner with you!

Do you need to expand your business operations or product line? Do you need new equipment or a little extra cash flow to compete with the larger competitors? Are you investigating the possibilities of starting up a new business?

United Southern Bank is here to make it a little easier. Talk to one of our loan officers today in the USB office nearest you to see how we can help you find a solution that meets your business needs!

Business Loan Solutions

  • Business Purchases and New Business Start-Ups
  • Business Expansion
  • Working Capital Lines of Credit
  • Capital Improvements
  • Real Estate Acquisitions (commercial and residential rental properties)
  • Real Estate Refinance (commercial and residential properties)
  • Commercial Equipment
  • Commercial Automobiles
  • Vacant Land Acquisitions for Commercial or Residential Development

Agriculture Loan Solutions

USB has deep grassroots with an agriculture background. We understand the importance and the needs of our agriculture partners in our community.

Times have changed… Agri-Business often has complex needs and United Southern Bank is here to help. Whatever your agri-business needs are, USB is on your side of the fence!

  • New Farm Purchase or Refinance
  • Construct or Improve Facilities/Barns
  • Operating Lines of Credit for Crop Production or Livestock Production
  • Equipment Purchases
  • Farm Trucks

Irrevocable Letters of Credit

Every business needs that additional reassurance for other third-party vendors that you may deal with from time to time. USB can provide that letter of credit for you. We got your back!

  • For local Utility Companies
  • For local development permits
  • USDA requirements
  • Verification for Land/Equipment Auction Sales

Non-Profit and Church Loan Solutions

United Southern Bank values all non-profit and church organizations in our communities. If you are an organization in need, stop by to see us. Our loan officers are equipped with the knowledge to help find a solution for your needs!

  • Construction Loans
  • Land Acquisitions
  • Renovations
  • Parsonage Purchase/Renovations
  • Automobiles

Building relationships, one customer at a time.

We get it.  Everyone is unique and so are your financial needs.  We’re here to help.


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