Business Loans

What do you need to apply? (USB Loan Checklist)

Business and Agriculture Loans

United Southern Bank believes in small business. That is the cornerstone of our bank, we are a small business partner with you!

Do you need to expand your business operations or product line? Do you need new equipment or a little extra cash flow to compete with the larger competitors? Are you investigating the possibilities of starting up a new business?

United Southern Bank is here to make it a little easier. Talk to one of our loan officers today in the USB office nearest you to see how we can find a solution that meets your business needs!

Business Loan Solutions

Agriculture Loan Solutions

USB has deep grassroots with an agriculture background. We understand the importance and the needs of our agriculture partners in our community.

Times have changed…Agri-business often has complex needs and United Southern Bank is here to help. Whatever your agri-business needs are, USB is on your side of the fence!

Irrevocable Letters of Credit

Every business needs that additional re-assurance for other third party vendors that you may deal with from time to time. USB can provide that letter of credit for you. We got your back!

Non-Profit and Church Loan Solutions

United Southern Bank values all non-profit organizations and supports every church in the communities we serve. If you are an organization in need, stop by to see us. Our loan officers are equipped with the knowledge to help find a solution for your needs!

Online Banking Login

User name:
Enroll |


What We Offer



The USB Difference


“From the city to the farm, banking served with Southern charm!”

Say Hello!

Have a question or need some help? We'd love to help you! Contact us »


Switch to our mobile site