Credit Cards

What do you want most from your credit card? Now you have a choice. Whatever your needs, we have a credit card that’s right for you! All of our credit card products come with a variety of important features including EMV smart chip technology.

Business Credit Cards

Internet Banking

Internet Banking gives you convenient and secure access to your United Southern Bank accounts. Access Internet Banking on the web to manage your finances any time of the day or night. View account balances and detailed transaction history, transfer money between accounts, and pay bills online. If you are a current United Southern Bank customer, enroll in Internet Banking now.


Online Bill Pay

Online Bill Pay is a service offered through Internet Banking that allows you to set up automatic payments to just about anyone in the U.S. You can schedule one-time, occasional, or recurring payments to be paid immediately or schedule payments for future dates.


Safe Deposit Boxes

Safe Deposit Boxes can help provide the utmost security for some of your most valuable items for just pennies a day.

Safe Deposit Boxes are available at the following branches:

  • Main Office
  • Elkton
  • Trenton
  • Canton
  • Pembroke


Merchant Services

United Southern Bank has partnered with BancCard, the leading merchant services provider in the industry with over 20 years of experience and end-to-end solutions to meet your specific needs.

BancCard has partnered with the top four processors in the industry, assuring you the best systems available. BancCard services Retailers, Restaurants, Hotels, Mail & Telephone Order Merchants, Business to Business, In-home Business, and Internet Merchants. Banc Card of America, Inc. processes all major credit cards (Visa, MasterCard, American Express, Discover and Diners Club), and on-line and off-line debit cards. Other services include: check guarantee, check verification, conversion of checks to electronic media, electronic gift card, wireless solutions, next-day availability of funds and internet-based processing of credit cards for eCommerce sites.


VISA Check Card

A Visa Check Card gives you the convenience of a credit card with none of the interest charges. You can use the check card to make purchases anywhere Visa is accepted and the funds will be withdrawn directly from your checking account.


ACH Origination

United Southern Bank offers business and non-profit organizations access to the Automatic Clearing House (ACH). This Service allows businesses to pay employees via direct deposit and direct debit to collect memberships, contributions and pre-authorized payment obligations. Contact our Electronic Banking Department regarding requirements, costs and enrollment procedures.

Building relationships, one customer at a time.

We get it.  Everyone is unique and so are your financial needs.  We’re here to help.


Learn More