We are hiring a Chief Financial Officer. If you are interested in the position, please apply here or send your resume to our HR Director, Martha Argotte, at margotte@usbky.com.

BASIC SUMMARY: Manage the financial operations of the Bank with respect to financial reporting, liquidity management, capital planning, budgeting, records management, and monitoring to protect Bank assets.

ESSENTIAL DUTIES:

Management:

· Develop all appropriate policies and procedures to effectively and efficiently manage assets and liabilities, reviews company projections, and review economic data to determine patterns of interest.

· Develop and edit financial policies and procedures and submit to Board of Directors for final approval prior to implementation.

· Plan operational, capital, and strategic budgets annually. Review and report monthly budget variance findings to the Board of Directors.

· Oversee financial operations of the bank to include various internal and external regulatory reports and filings and oversee all funds and liquidity management.

· Chair the ALCO Committee and serve as a member to other committees as assigned providing guidance and financial reporting as requested.

· Collaborate with all internal and external auditors and consultants and provide requested financial reports.

· Collaborate with senior management to develop strategic plan and financial forecast, develop policies and procedures to carry out plans, and present plans to the Board of Directors for final approval.

· Assist the CEO in pricing loans and deposits and managing all net interest margins.

· Review, final approval and sign all expense checks.

· Provide approval for CD interest rates in excess of stated rates on a case-by-case basis as needed.

· Maintain all corporate financial records, ensure filings are within established deadlines and information provided is complete and accurate, and purge records as appropriate.

· Collaborate with outside accountants in preparing annual tax related reports.

· Attend senior management, committee, and Board of Directors meetings as required.

· Support Bookkeeping – (Balance Securities & Pay Bills if needed as backup)

Transactions:

· Reviews board minutes prior to approval (by the board) for accuracy as it relates to ALCO.

· Account for all OREO Properties, including expenses.

Reporting:

· Provide senior management and Board of Directors with financial reports and updates.

· Provide financial analyses as needed for pricing decisions and contract negotiations.

· Calculate variances from the budget and report significant issues to management and the Board.

· Coordinate preparation and submission of all Federal Reserve and other regulatory and corporate reports timely.

· Coordinate preparation of quarterly and annual reports of Holding Company and subsidiaries.

· Complete Call Report to be submitted to FDIC accurately and timely.

· Present completed Call Report quarterly to the Board of Directors for review and signatures.

Job Type: Full-time

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Employee discount
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Professional development assistance
• Retirement plan
• Vision insurance

Physical setting:

• Office

Schedule:

• 8 hour shift
• Day shift
• Monday to Friday

Supplemental pay types:

• Bonus pay

Education:

• Master’s (Required)

Experience:

• financial operations: 7 years (Required)
• direct supervision: 5 years (Preferred)

Work Location: In person