Please join us in congratulating our Chief Financial Officer, Jeff Fritts, on his retirement! Jeff officially retired on December 31st after 19 years of dedicated service to United Southern Bank. Throughout his tenure, Jeff provided steady leadership, sound financial guidance and a commitment to the long-term success of our bank. We are incredibly grateful for all he has done for USB and wish him nothing but happiness, relaxation and plenty of tennis matches in his next chapter. Congratulations, Jeff!