United Southern Bank Services



New Location Now Open in Pembroke

We are proud to announce that the temporary site for our newest location is now open! The temporary facility, which has opened, is located at 207 S Main St. in Pembroke, KY and if you need to contact the Pembroke...

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new online banking

New Internet Banking Service

September 18, 2013 Dear Valued Customer, United Southern Bank is very excited to announce that we will soon have a new internet banking service.  The new site will offer all of the same functionality you have been accustomed to...

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750 Likes = FREE iPad

Enter to win our Facebook contest! All you have to do is Like our page, then send an email to win@usbky.com with your name & phone number. When we reach 750 likes, a random winner will be...

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What We Offer

Mobile Banking

Check balances, transfer funds and review account activity from your cell phone

Personal Banking

Checking, savings, CDs, and IRAs with a variety of options to fit your lifestyle

Business Banking

Accounts and services designed to help keep your business running smoothly


A full range of bank services, from safe deposit boxes to cash management


Key tools to help you pay off debt, plan for retirement and keep your finances on track

The USB Difference

“Large enough to serve you, yet small enough to know you.” We’re a modern bank with a hometown heart, locally owned and specializing in the financial needs of individuals and businesses in small communities.